Car Payment Rant

[james_gsx]

So I make my monthly car payments usually a week late since Nordstrom doesn't pay on a regular schedule like every other company (every other Friday, they do it on the 5th and the 20th, so if one of those days is a weekend you have to wait until Monday). Well my bank knows this so they are okay with me paying a week late which is cool with me. Anyways, they are late to the new world of the internet and don't offer their customers to pay online so I have to call them up. I don't like to send in checks for my own reasons.

So when I get my paycheck I call them up and deal with their automated lady trying to talk to me. Then I typically wait 20 minutes and either get someone to talk to and pay my bill, or an answering machine telling me to leave a message and they will call back.... they never do.

Sometimes this can take up to a week to make the stupid payment. I don't have time to sit on the phone for 20 minutes and I don't like calling multiple times in a day just to give away my money. Then they ask me why I'm late with my payment, to which I respond, "Every time I call I sit on hold for too long and I hang up. I don't want to pay the late charge either because if you had more people answering phones then I would have made the payment five days ago." They never like that response Although I am grateful their call centers are in the United States so I can understand what they are saying (no offense to anyone).

I guess I should just set up a recurring payment system like I have with all my credit cards. Then I don't have to worry about it. The only thing that concerns me with that is the payment is so big if I don't sell enough during the pay period my account will overdraft.

In other news, I really like the new Mercedes C class in white.

And if any of you over in Europe have or know anyone with a BMW 320Si, please let them know that a 20 year old aspiring trader in Colorado would love to buy it from him. Thanks