[darthtrader]

i also wonder at this point how much money is flowing in to US mutual funds from people that can change their own 401k mix. I finally convinced my father to go to a financial advisor as his "strategy" in his 401k was basically to chase whatever was up alot. I know if he had not done that he would be shifting his mix to US funds right now without question. Seems like everyone i know at this point can tinker with their own 401k mix and i'm sure 90% of people that do that are going to be chasers.